When Refinance A Home Do You Have To Pay Closing Costs Again Should I Refinance My Home?

Should I refinance my home? - when refinance a home do you have to pay closing costs again

My mortgage is as follows:
1. Mortgage - $ 146,000 @ 4.875% 30 years time, I have to pay 5 years
2. Mortgage - $ 36,000 @ 7.855% 30 years - 2 years in payment (182K total)
I have more than 20% of the capital
I think a refinancing of 4.625% was offered to more than 30 years to consolidate the two loans with closing costs for the loan. The cost of the refinancing of 2.5 years would be offset by the monthly savings and has no intention of moving.
Is there something I'm missing or is a breeze. My concern is that the financing and begin the 30-year loan again so I think we should pay more for depreciation in 25 years since the age of five years in my current loan.
Seeking the views of experts in the field of mortgages.

Wii Games Registration Codes Where Are The Product Registration Codes For My Nintendo Wii Games?

Where are the product registration codes for my Nintendo Wii Games? - wii games registration codes

I searched the area and in brochures, but can not find where they are?